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How Payments are Made

All awards are made electronically and may be viewed through the student’s MyGNTC account (Please see Utilizing MyGNTC for instructions on viewing your account).

A student does not incur a charge to their account until he/she has registered for classes. Therefore, awards are not made to the account until all steps necessary for completing the student's financial aid file have been satisfied. Please review our How to Apply page to see what steps must be completed before aid can be awarded.

Order of Operations

The following is a general depiction of the order in which charges may be deducted from a student’s financial aid. Variations will occur depending upon the student’s eligibility.

Priority Group 1: State Funds

State funds include awards such as HOPE Grant, HOPE Scholarship, Zell Miller Grant, Zell Miller Scholarship, and HOPE Career Grant (see our Grants & Scholarships page for details regarding eligibility). When awards are made to a student’s account, generally state funds take priority. This means that students who receive state funds will have their tuition charges deducted from (paid by) their state aid awards first.

  • Example #1:
    If the student is charged the In-State tuition rate, is registered for 12 credit hours and receives HOPE funds then…
     

    Tuition Charge for 12 credit hours:

    Fees Charged:

    Total Tuition & Fees Charged:

    HOPE Grant/Scholarship Award:

    Balance to come out of any additional aid (if eligible) or out-of-pocket.

    $1200.00

    $331.00

    $1531.00

    $912.00

    $619.00

Notes:

  • Zell Miller funds: Students who receive Zell Miller funds will have 100% of the tuition costs deducted from the Zell Miller funds first. Therefore, the student would only have $331.00 in fees to come out of any additional aid (if eligible) or out-of-pocket.
  • HOPE Career Grant: Students receiving HOPE Career Grant funds will have their tuition costs deducted from HOPE funds then HOPE Career Grant funds would be applied to the remaining costs. After funds from Priority Group 1 cover the number of tuition costs they are designated to cover, the remaining tuition and fee charges can be deducted from any additional aid awarded to the student’s account. If a student does not receive state funds but receives other forms of financial aid, then tuition and fee charges will be deducted straight from funds within the next priority group.

Priority Group 2: Federal Pell Grant

The Federal Pell Grant is the next priority group from which tuition and fee charges are deducted. Award amounts are determined by the student’s Estimated Family Contribution (EFC), cost of attendance, and the number of credit hours for which a student is enrolled for classes. *Award amounts will vary depending upon the individual's eligibility results. Also, summer term amounts may vary depending upon enrollment hours during the fall and spring terms. * Students receiving both state funds (HOPE, Zell Miller, HOPE Career Grant) and Pell funds will have any remaining tuition and fees not covered by state funds come out of his/her Pell award.

  • Example #1 (Continued):
    If the student is charged the In-State tuition rate, is registered for 12 credit hours (during fall or spring) and receives HOPE & Pell…
     

    Tuition Charge for 12 credit hours:

    Fees Charged:

    Total Tuition & Fees Charged:

    HOPE Grant/Scholarship Award:

    Balance to come out of Pell funds

    $1200.00

    $331.00

    $1531.00

    $912.00

    $619.00

    Pell award based off of zero (0) EFC (19-20 year):

    Minus tuition & fees not covered by HOPE:

    Student’s Out-of-Pocket Costs:

     

    Pell award left-over after costs are covered:

    $3097.00

    $619.00

    $0.00

     

    $2478.00

  • Students who have Pell funds left-over after their tuition and fees are paid are normally able to utilize up to 50% (but no more than $600.00) of the remaining funds in the GNTC Bookstore beginning 1-2 business days before classes start. Any awarded funds left over after all tuition & fee charges are deducted (including any funds used in the bookstore) will be processed out in the form of a refund later in the term. Please see our Refunds page for more information.


    Not every student receives both state funds (HOPE, Zell Miller, HOPE Career Grant) and Pell funds. Also, some students may not qualify for enough Pell to cover all of their tuition and fees. In such cases, they must pay the remaining amount out-of-pocket. Students may also cover their costs through the payment plan or student loans if they choose. However, they would have to be fully set-up and processed prior to the tuition & fee deadline.
  • Example #2:
    If the student is charged the In-State tuition rate, is registered for 12 credit hours (during fall or spring) but does not receive HOPE funds - only some Pell Grant funds…
     

    Tuition Charge for 12 credit hours:

    Fees Charged:

    Total Tuition & Fees Charged:

    Pell award based off of a 5501 EFC (19-20 year):

    Balance to come out-of-pocket or loans (if requested and eligible).

    $1200.00

    $331.00

    $1531.00

    $329.00

    $1202.00

  • All tuition and fees must be paid by the Tuition and Fees Deadline. See our Financial Aid Deadlines for more details on when tuition and fees are due.

Priority Group #3: Federal Direct Loans

The last financial aid priority group from which tuition and fees are deducted is Federal Direct Loans (see our  Federal Loans page for more information regarding loans). Students who do not have all of their tuition and fee charges covered through state funds or Pell, but who receive Federal Direct Loans will have any remaining charges deducted out of their loan award. Loan funds are disbursed (or released) from the federal government and sent to the school in four separate disbursements. Any awarded loan funds left over after tuition and fee charges have been deducted will be processed out as a refund. Please see our Refunds section for more information.

Note: Loan funds are not available for use in the GNTC Bookstore.

  • Example #2 (Continued):
    If the student is charged the In-State tuition rate, is registered for 12 credit hours (during fall or spring), and receives only some Pell Grant
    funds…
     

    Tuition Charge for 12 credit hours:

    Fees Charged:

    Total Tuition & Fees Charged:

    PELL award based off of a 5501 EFC (19-20 year):

    Amount left to deduct from Loans::

    $1200.00

    $331.00

    $1531.00

    $329.00

    $1202.00

    Qualified Loan amount (depending on eligibility):

    Minus remaining tuition & fees:

    Student’s Out-of-Pocket Costs:

     

    Loan amount left after costs are covered:

    $2000.00

    $1202.00

    $0.00

     

    $798.00

  • It is possible for a student to not receive any financial aid other than Federal Direct Loans. In such instances, if the student qualifies for and receives student loans, then all of the tuition and fees will be deducted from the award amount. It is also possible for a student to not qualify for enough funds to cover all of his/her tuition and fee cost. In such cases, the student will be required to pay funds out-of-pocket.

    Example#3:
    If the student is charged the In-State tuition rate, is registered for 12 credit hours and receives only Loans…
     

    Tuition Charge for 12 credit hours:

    Fees Charged:

    Total Tuition & Fees Charged:

    Minus Qualified Loan amount (varies on eligibility):

    Balance for Student to pay out-of-pocket by the Tuition & Fees Deadline.

    $1200.00

    $331.00

    $1531.00

    $1000.00

    $531.00

  • Any charges not covered by a student’s financial aid must be paid by the Tuition and Fees Deadline. For details, please view our Financial Aid Deadlines). Students wishing to pay fees online may do so through MyGNTC. Instructions may be found on our How to Pay Online page.